Saturday, June 18, 2011

Is this an educational idea?

I know that educational loans are usually large and often difficult to repay and that many times the borrower is seriously delinquent in making payment, but when a loan is delinquent there are many ways for the lending agency to recoup the money. But the U.S. Department of Education has really stretched logic with its collection tactics.

A fellow in California came downstairs in his shorts when a heavily armed SWAT type team staged an early morning rain. The guy was allegedly grabbed by the neck and led outside on his front lawn where he was handcuffed and detained. The raiders also woke his three young children, aged 11, 7 and three and held them in a local police car for about six hours while they searched the house.

The reason they were there was the raid was staged by a Dept. of Education Team and was based on a search warrant that was allegedly issued by the Department. They were looking for evidence concerning the ex wife who is delinquent on her education loans.

With all the civil and legal procedures available for collecting a debt I find it hard to believe that an educational loan requires a dynamic entry, particularly when the subject of the search is not a resident. The law describes a wide range of remedy but to my knowledge armed raiders are not included in the list.

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